The income time traveller | Charities - Aberdeen Asset Management
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Where has all the income gone?

Since the global financial crisis, we have seen a sustained structural decline in yields on traditional assets. The implications for investors who are seeking a regular income in retirement are far-reaching.

Click on the chart to see just how far investment yields from various assets have fallen over the last three decades. Seen up close, the sheer scale of the problem is particularly revealing.


Living for longer

We should all start planning for a longer life. As individuals, we must accept that we will have to save more, work longer or lower our standards of living in retirement – or a combination of all three.

Governments will also feel the pressure. As the working population shrinks relative to those that depend on them (both our children and those who are retired), the burden on healthcare systems and pension funds will only increase. The drag on economic growth will be significant.

Play with our tool to see the regions most affected by these demographic shifts, and see how trends have and will evolve over time.


The Global Pensions Map

Pensions are still most people’s primary source of retirement income. But as people live longer and income becomes harder to find, it’s critical that countries design pension schemes that incentivise their populations to save for the future to ensure a comfortable retirement.

We take a tour around the world to see which countries have their house in order – and which don’t.

 

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Risk warning:

Risk warning

The value of investments and the income from them can go down as well as up and investors may get back less than the amount invested.

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